credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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While the card requires a security deposit of $49, $99 or $200 (depending on your credit history and other factors), your starting credit limit will always be at least $200. Jason Stauffer, CNBC, 3 Sep. 2026 How to qualify for low student loan rates Interest rates depend on the lender, the current lending environment and the borrower’s financial situation or credit history, based on the loan type. Amy Deyoung, USA Today, 31 Aug. 2026 Some hadn’t found a new job yet, and had no credit history or money for two months’ down payment and a security deposit. Robert McCoppin, Chicago Tribune, 28 Aug. 2026 That's because private student loan rates are generally determined by factors such as your credit history, income, debt obligations and overall financial profile. Angelica Leicht, CBS News, 25 Aug. 2026 See All Example Sentences for credit history

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“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 7 Sep. 2026.

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